Buying & Selling Mountain Properties
Living in the foothills of Northern Colorado for over 17 years lets me be a part of the great outdoors every day, and we feel we have our own little piece of heaven! Living in the mountains presents certain challenges, but it's really just a different lifestyle. Once you learn the ropes and meet the wonderful community around you, these people become a second family. Below are just some of the considerations to take into account when buying or selling homes in the mountains. I have also included Quick Search Links to some of our beautiful Northern Colorado Mountain Communities. If you are looking for mountain property, rural, land, or residential in the Northern Colorado area, feel free to call me at 970.217.6843, or email at firstname.lastname@example.org.
Featured Mountain Communities
There are innumerable beautiful places to call home in the Colorado Rocky Mountains. Here are a few of the great mountain communities of Northern Colorado:
When buying a mountain home...
When purchasing land or an existing home in the foothills there is more to consider than just the home. Please consider the following:
- Of course Location, Location, Location - Living in the foothills, you can't run to a convenience store when you run out of milks, and your favorite latte can't be found within a 5 mile radius. Similarly, if you have a job where you are required to be there every morning by 8 am, be sure you are able to consider a snow storm that could delay your time. Next, what is the purpose of purchasing this property? Do you have horses, cattle, or llamas? Do you want to raise turkeys for a wonderful Thanksgiving meal, maybe chickens for your daily dinner? Are you thinking of having a wonderful garden? Find out if your HOA will allow these, you may have water restrictions on your well also. (See Water)
- Schools - Most mountain areas have nearby elementary schools. Livermore, Red Feather Lakes, and Stove Prairie are all excellent schools. The benefit of this is that you learn quickly that these communities come together with their schools and there is a high parent involvement in the on-going activities.
- Water - When purchasing a mountain property you will most likely be on a well system. Some communities offer water augmentation programs, but most of the properties have their own well system. Be sure your broker is familiar with these systems. Some properties may only have a cistern. This means you will have to have water brought to your property, or you may want to look into getting a well permit and having a well drilled. This can run you a significant amount of money. Also, if the property has a well, or you will be obtaining a well permit, is the permit for Household Use only - Or - Domestic Use - Or - For Livestock. Other system may be available. If you are considering collecting rain water,or for further information, contact the Colorado Division of Water Resources web site for restrictions and information. https://water.state.co.us
- Septic and Leach Field - As for your water, there needs to be a disposal for waste in your home in the mountains. Be sure these are inspected by a qualified company prior to purchasing a home with existing systems. Some properties may also have a vault system if very rocky, and the county may not allow a septic and leach field.
- Power - When purchasing a home today, many buyers are considering a property with solar power. If it is an existing system be sure to have an qualified person inspect these. When looking to build, these systems are far better than 10 and even 5 years ago. New advances in wind and solar power may make these a good choice. Otherwise, if obtaining traditional power be sure there are easements in place that will allow power to your property. Contact the supporting power company so you know how many poles from the nearest source you will be. This can also add a significant cost to building.
- Easements - When purchasing your property you may consider your easements before building. Local requirements differ so be sure to check into these before you build. Also you may be required by your lender or title company to obtain an Improvement Location Certificate (ILC) or a Survey. These may be costly. The ILC is to determine that the improvement to the property are within the allowable set-backs, and more importantly, they are on the property you are purchasing. A survey is required occasionally and can be very expensive.
- Water and Mineral Rights - Always check with a local attorney and/or title company for this information.
Disclosure: The above is only a starting point of information to assist you with your purchase. Not to be considered as a comprehensive source or all you need to know to purchase a property in Colorado. There may be additional information required for the property you are considering purchasing. Check with a broker, or attorney familiar with land, in addition to your local city, county and state officials if you have any questions.